Top 10 Ways to Control Your Workers Compensation Experience Mod

manage workers compensation experience mod

Your Workers Compensation experience mod is an important component used in calculating your workers’ compensation premium. If you can control your mod, you can lower your price — so we’ve gathered top tips to help you impact your bottom line. Investigate accidents immediately and thoroughly; take corrective action to eliminate hazards, and be aware of fraud. Report all claims to your … Read More

Tree Trimmers Insurance and Safety

Before beginning any tree-care operation, workers should adhere to the following best practices: Establishing best practices in the Tree Trimming workplace is an important factor in keeping workers safe and happy. Biscayne Risk & Insurance has expertise in placing insurance for Tree Trimmers as well as advising on proper risk management techniques. Contact us to discuss your Tree Trimming business … Read More

Florida Workers Compensation Rate Decrease

Good news! The Florida Office of Insurance Regulation recently issued a press release regarding the 9.5% Florida Workers Compensation Rate Decrease, effective 01/01/2018.  The Office has primary responsibility for regulation, compliance and enforcement of statutes related to the business of insurance and the monitoring of industry markets. For addition information, please contact Biscayne Risk & Insurance Group.  For specific rates, you may refer to the FWCJUA … Read More

Creating a Return to Work Program

An organization’s workforce is its most valuable asset. When an employee can’t work due to illness or injury, it impacts not only an organization’s productivity, but also its morale. According to OSHA, 4.1 million US employees experience work-related injuries or illnesses each year and 1.12 million of those employees lose work days as a result. As soon as a worker … Read More

Florida Workers Compensation Rate Increase

biscayne risk & insurance group

The Florida Office of Insurance Regulation recently issued a press release regarding the 14.5% Florida Workers Compensation Rate Increase, effective 12/01/2016.  The Office has primary responsibility for regulation, compliance and enforcement of statutes related to the business of insurance and the monitoring of industry markets. The Florida Office of Insurance Regulation has issued an Order that gives contingent approval to an … Read More

Marine Industry Challenges – Workers Compensation/USL&H

Biscayne Risk Insurance Marine Industry Insurance Workers Comp USL&H

A growing concern for some in the marine industry is the challenge of obtaining Workers Compensation insurance with USL&H for their business. Most yards have requirements that all contractors maintain Workers Compensation insurance in order to work on their premise. Without meeting such requirements, contractors sacrifice the ability to work and generate revenue. Workers Compensation has grown increasingly difficult due to … Read More