distribution INSURANCE

Premier insurance solutions and risk minimization services

distribution INSURANCE

Premier insurance solutions and risk minimization services

WHOLESALE DISTRIBUTION RISK EXPERTISE

Protecting your buildings and the merchandise inside are among the most important goals for any wholesale distributor. We have helped protect countless warehousing and distribution operations for decades. We analyze your unique circumstances and design a customized risk management and insurance plan for your needs.

FAQ

Do Wholesale Distribution businesses need insurance?

 Yes, Wholesale Distribution businesses have a lot to protect.  They need insurance to protect their property, equipment, vehicles, stock, employees, as well as third party liabilities.

What are some notable risks facing Wholesale Distribution businesses?

  • Employee Injury: Wholesale Distribution businesses need to protect themselves for the costs associated with employee injury due to heavy lifting, operation of specialized equipment, and repetitive motion.  It is important to train employees on best practices with regards to workplace safety
  • General Liability: Risk can be high for Wholesale Distribution businesses based upon the types of products distributed. Different products will contain varying levels of risk as depending on their purpose on how they are used.  

  • Property Damage: Combustibility due to the use certain packaging materials and methods of storage poses a risk for Wholesale Distribution businesses.  Scrap material should be picked up on a regular basis and stored in closed containers.  Theft can also be an issue.

  • Automobile: Auto liability risk is due to salespersons’ fleet and delivery vehicles. There should be written policies on use of vehicles as well as proper training.

Which insurance coverages are needed for Wholesale Distribution businesses?

Insurance coverages needed for Wholesale Distribution businesses include (but not limited to) Workers Compensation, General Liability, Property, Business Income and Extra Expense, Employee Dishonesty, Inland Marine, Umbrella, Employment Practices Liability, and Auto including Hired and Nonowned Auto. How much does insurance cost for Wholesale Distribution Businesses?
Insurance premiums for Wholesale Distribution Businesses will vary based upon several factors.  Each policy is rated on different exposures which may include payroll, revenue, product type, property value, location, driving record, claims history, among others.
How do I purchase Wholesale Distribution Business insurance?
Biscayne Risk & Insurance Group can help guide you through the insurance buying process.  Contact us at 561.571.1001, [email protected], or via the contact form below.

 

GET STARTED

Phone
561-571-1001

Email
[email protected]

WHOLESALE

DISTRIBUTION

RISK EXPERTISE

Protecting your buildings and the merchandise inside are among the most important goals for any wholesale distributor. We have helped protect countless warehousing and distribution operations for decades. We analyze your unique circumstances and design a customized risk management and insurance plan for your needs.

FAQ

Do Wholesale Distribution businesses need insurance?

 Yes, Wholesale Distribution businesses have a lot to protect.  They need insurance to protect their property, equipment, vehicles, stock, employees, as well as third party liabilities.

What are some notable risks facing Wholesale Distribution businesses?

  • Employee Injury: Wholesale Distribution businesses need to protect themselves for the costs associated with employee injury due to heavy lifting, operation of specialized equipment, and repetitive motion.  It is important to train employees on best practices with regards to workplace safety
  • General Liability: Risk can be high for Wholesale Distribution businesses based upon the types of products distributed. Different products will contain varying levels of risk as depending on their purpose on how they are used.  
  • Property Damage: Combustibility due to the use certain packaging materials and methods of storage poses a risk for Wholesale Distribution businesses.  Scrap material should be picked up on a regular basis and stored in closed containers.  Theft can also be an issue.
  • Automobile: Auto liability risk is due to salespersons’ fleet and delivery vehicles. There should be written policies on use of vehicles as well as proper training.

Which insurance coverages are needed for Wholesale Distribution businesses?

Insurance coverages needed for Wholesale Distribution businesses include (but not limited to) Workers Compensation, General Liability, Property, Business Income and Extra Expense, Employee Dishonesty, Inland Marine, Umbrella, Employment Practices Liability, and Auto including Hired and Nonowned Auto.

How much does insurance cost for Wholesale Distribution Businesses?

Insurance premiums for Wholesale Distribution Businesses will vary based upon several factors.  Each policy is rated on different exposures which may include payroll, revenue, product type, property value, location, driving record, claims history, among others.

How do I purchase Wholesale Distribution Business insurance?

Biscayne Risk & Insurance Group can help guide you through the insurance buying process.  Contact us at 561.571.1001, [email protected], or via the contact form below.

 

COMMON COVERAGES

Business Auto Insurance

Whether you have one vehicle or a whole fleet, we can help you implement custom coverage that will protect your business.

Commercial Property Insurance

Commercial property insurance protects your assets in the event they are stolen, damaged or destroyed in a fire or natural disaster. 

Flood Insurance

At least 25 percent of businesses that close after destructive events such as floods never reopen.

Inland Marine Insurance

Inland marine insurance is coverage that protects your business property while it’s away from your business location.

Business Onwers Insurance (BOP)

A Business Owners Policy (BOP) combines business property and liability insurance into one convenient policy.

Directors & Officers Liability Insurance

Covers directors and officers for claims made against them while serving on a board of directors and/or as an officer. 

General Liability Insurance

Coverage that protects your business in the event a non-employee is injured or property you do not own is damaged.

Workers' Compensation

Coverage for employees who are injured on the job or contract work-related illnesses. Workers’ Compensation is usually mandated by state law.

OUR EXPERTISE

  • 3PL / Logistics
  • Transportation
  • Railway / Trucking Terminals
  • Fulfillment Centers
  • Cold Storage / Climate-Controlled
  • Packing Warehouses
  • Public Warehouses
  • Private Warehouses
  • Government Warehouses
  • Automated Warehouses

GET STARTED

HOW CAN WE SERVE YOU?

CALL | 561-571-1001

EMAIL | [email protected]

HOW CAN WE SERVE YOU?

CALL | 561-571-1001

EMAIL | [email protected]